Silver Savers - Program Connector

Flourish Members, who are eligible for Medicare, Have Access to Silver Savers White Glove Concierge Service.  We’re  Here  to  Help  with  your  Medicare Insurance Needs. 

What is Medicare? Here are the Basics… 

Medicare is federally funded health insurance for people who are age 65 and older. In addition, some individuals who are under 65 may qualify if they have certain disabilities. Medicare has multiple components and can be challenging to understand. 

Medicare Part A 

Medicare Part A is hospital insurance. It helps cover costs you might incur from inpatient hospital visits, as well as Hospice and home health care. 

Medicare Part B 

Medicare Part B is medical insurance. It helps cover other medical expenses like doctor visits, outpatient  procedures, and preventive services like screenings, vaccines, and wellness check-ups. 

Together, Medicare Parts A and B are referred to as “Original Medicare.” 

Medicare Part D 

Medicare Part D is the prescription drug portion of Medicare. Original Medicare does not include prescription drug coverage, but it can be “added on” by purchasing a Part D plan through a private insurance company. Coverage and pricing varies by plan. 

What about Part C? 

Medicare Part C is a bundled version of Medicare Parts A, B, and typically D, and is also referred to as Medicare Advantage. These are plans that are offered by private insurance carriers. They help cover medical costs and often include Part D coverage. Many also include additional benefits. 

Medicare Supplement plans, also known as Medigap, are an alternative to Part C and are also offered by private insurance carriers. These plans help fill “gaps” in Original Medicare coverage. Medicare Supplements do not cover medications, so a Part D plan would need to be purchased separately. 

There’s a lot to consider…and You have Help 

Making decisions about your healthcare shouldn’t be taken lightly. We recognize that health insurance needs and goals look different for everyone. That’s why we have partnered with Grace Agency. Their Licensed Independent Insurance Consultants help you make the right choice by educating you about Medicare and all your insurance options. They take the time to understand your needs, help you find a plan that fits your budget and are available year after year to ensure your plan is still working for you.

Please Click the link below and we will get you started.